TWL Public Disclaimer
This Disclaimer applies to The Wholeness Lifestyle, also called “TWL”, including its website, articles, emails, digital resources, TWL Advisor, coaching information, Telegram communities, events and recommendations. TWL is operated by Ndidi Ngwuluka Limited, KT Building, Bukuru-Du, 930281, Nigeria. Contact: hello@ndidingwuluka.com.
TWL is intended for adults aged 18 and over. Online content and services may be accessed from different countries, subject to applicable law and availability.
1. Website and educational content
TWL provides educational, reflective and general informational content. Although provided in good faith, it may not be complete, current or suitable for your circumstances. Website content and TWL resources do not create a professional-client relationship. A coaching relationship begins only when TWL expressly accepts you into a coaching service under written terms.
Evaluate information before relying on it. Seek advice from an appropriately qualified professional when a decision may affect your health, safety, legal rights, tax position, finances or other significant interests.
Third-party links do not make TWL responsible for a third party’s content, security, availability, terms or privacy practices. Review relevant third-party information before using a service or making a purchase.
TWL does not guarantee that its website, downloads or online services will be uninterrupted, error-free, always available or free of harmful code. Use suitable device security and, where permitted, keep copies of information you need.
2. Wellness and health information
Wellness content and recommendations are for general education and reflection. They are not medical advice, diagnosis, treatment or prescription, and no product or practice is represented as diagnosing, treating, curing or preventing any illness or medical condition.
Do not delay professional care, stop medication or change a treatment plan because of TWL content. If you have symptoms, a diagnosed condition or allergies, take medication, are pregnant or breastfeeding, or have concerns about a product or practice, consult an appropriately qualified health professional before acting.
3. Mental health and crisis support
TWL content, coaching, TWL Advisor and communities are not psychotherapy, counselling, psychiatric care, mental-health diagnosis, crisis intervention or emergency services.
If you are distressed, concerned about your mental health or need therapeutic support, contact an appropriately qualified mental-health professional. If you are in immediate danger, experiencing a crisis or believe you may harm yourself or another person, contact the appropriate emergency service or crisis-support provider in your location now. Do not wait for TWL, a coach, TWL Advisor or a community member to reply.
4. Coaching
Coaching supports reflection, clarity and self-directed action. You remain responsible for your decisions, actions and results.
Public coaching information does not guarantee acceptance, availability, suitability or a particular result. Paid coaching is governed by the applicable TWL Coaching Terms and Cancellation Policy and, for Director’s Cut, the private programme agreement.
5. Professional advice boundaries
TWL does not provide legal, tax, accounting, investment, regulated financial, debt or insurance advice. Financial wellbeing content is general educational and reflective information, not a personal recommendation to buy, sell, invest, borrow, lend or enter into a transaction.
Consult an appropriately qualified professional before making a significant decision affecting your legal rights, obligations, tax position, finances, investments, debt or business.
TWL may include faith-rooted reflection, prayer and references to The Word for education, reflection and encouragement. This is not pastoral counselling, clergy care, formal religious instruction or a substitute for support from an appropriate faith leader or qualified professional. You remain responsible for your beliefs, interpretation, decisions and participation.
6. TWL Advisor and artificial intelligence
TWL Advisor uses artificial intelligence to conduct a guided reflection and generate a personalised result and suggested next step from information you provide. It is not a human professional. Its output may be incomplete, inaccurate or inappropriate for circumstances it cannot fully understand.
TWL Advisor does not provide diagnosis, treatment, crisis support or professional advice. Do not use it as the sole basis for a significant decision or as a substitute for an appropriately qualified professional.
Share only information you are comfortable providing. Do not enter passwords, payment-card details, financial account numbers, medical records, laboratory reports, prescriptions or other unnecessary sensitive documents or secrets.
Additional notices may appear with a personalised result when the information supplied calls for specific health, safety, financial or legal guidance. Read those notices with this Disclaimer. The absence of a notice does not mean professional advice is unnecessary.
Artificial intelligence cannot assess emergencies reliably. If you are in immediate danger or experiencing a crisis, stop using TWL Advisor and contact the appropriate emergency service or crisis-support provider in your location now.
7. Communities
TWL communities, including Telegram groups such as The Unlocked and Wholeness Embracers, are for education, reflection, encouragement and peer interaction. They are not private coaching, therapy, medical care, crisis support, professional advice, pastoral care or emergency services.
Members speak for themselves. TWL does not verify or endorse every member statement and is not responsible for a member’s advice, conduct or private communication. Another member’s experience does not promise the same result for you.
Telegram groups are not confidential. Other members may see, copy, forward or capture what you share. Do not post sensitive personal, medical, financial or legal information, passwords, payment details, private coaching material or anything you do not want others to see. TWL cannot guarantee that members will preserve confidentiality.
Community access does not include one-to-one coaching or direct, continuous or emergency access to Ndidi. Ongoing access continues only while the community and your eligibility remain active. It is not permanent access or access to future services, and may change or end for operational, legal, safety or conduct reasons.
TWL may moderate or remove content and may suspend or remove a member for conduct that is unsafe, abusive, discriminatory, unlawful, promotional, exploitative, misleading, privacy-invasive or seriously disruptive, subject to applicable terms and mandatory rights.
8. Results and applicable terms
Examples, testimonials, reflections and stories describe individual experiences. They do not guarantee any particular health, wellbeing, relationship, faith, financial, work, business, income or other outcome.
This Disclaimer does not replace a context-specific warning, product information, personalised-result notice, Coaching Terms and Cancellation Policy, Digital Product Terms, Privacy Policy or applicable third-party terms. Read the notices and terms presented in the relevant context.
Nothing in this Disclaimer excludes liability or removes a consumer right that cannot lawfully be excluded under applicable law.
9. Contact
Ndidi Ngwuluka Limited
Trading through The Wholeness Lifestyle
KT Building, Bukuru-Du, 930281, Nigeria
Email: hello@ndidingwuluka.com